Ownership; Restrictions

All materials contained in this site are the copyrighted property of Tanner Babcock, except where a source is credited with such materials. All text and graphics are trademarks of Tanner Babcock, except where a source is credited with such materials. To reproduce, republish, upload, transmit, modify, distribute, or publicly perform or display material from this site, you must obtain written permission from TannerBabcock.com. You may view, download, and print material from this site for your personal, non-commercial home use only.

1. Specific Restrictions

TannerBabcock.com's text, photo, graphic, and/or audio material shall not be published, broadcast, rewritten for broadcast or publication or redistributed directly or indirectly in any medium. Neither these TannerBabcock.com materials nor any portion thereof may be stored in a computer except for personal and non-commercial use.

All information provided by TannerBabcock.com and its affiliates on this site is owned by or licensed to TannerBabcock.com and its affiliates and you are permitted to store, manipulate, analyze, reformat, print, and display it only for your personal use. In no event shall you publish, retransmit, redistribute, or otherwise reproduce any TannerBabcock.com material for commercial use in any format to anyone, nor shall you use any TannerBabcock.com material in or in connection with any business or commercial enterprise.

All of TannerBabcock.com web pages are protected by copyright and other applicable laws, treaties, and conventions. All reproduction, other than for an individual user's personal reference, is prohibited without prior written permission.

2. Disclaimer of Warranties and Damages; Limitation of Liability

The materials in this site are provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, TannerBabcock.com disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. TannerBabcock.com does not warrant or represent that the information contained in this web site is accurate, complete, correctly sequenced, reliable or timely, or that the site will be uninterrupted or free or errors and/or viruses. You use the site at your sole risk.

Under no circumstances, including but not limited to breach of contract, tort or negligence, will TannerBabcock.com be liable for any direct, indirect, special, punitive, or consequential damages that arise out of or in connection with any errors, inaccuracies, omissions, defects, untimeliness or unauthenticity of any content in the site, or the use or inability to use this site or any content therein. In no event shall TannerBabcock.com aggregate liability to you for any loss, damage, or claim related to or arising out of this site exceed the total amounts paid by you to TannerBabcock.com for accessing this site, if any.

1. Rules and Regulations.

The following rules and regulations apply to all visitors to or users of this web site. By accessing this web site, user acknowledges acceptance of these terms and conditions. TannerBabcock.com reserves the right to change these rules and regulations from time to time at its sole discretion. In the case of any violation of these rules and regulations, TannerBabcock.com reserves the right to seek all remedies available by law and in equity for such violations. These rules and regulations apply to all visits to the TannerBabcock.com web site, both now and in the future.

2. Limited License.

TannerBabcock.com hereby authorizes you to copy materials published by TannerBabcock.com on this web site solely for personal, non-commercial use. No other use of the information is authorized. In consideration of this authorization, you agree that any copy of these materials which you make shall retain all copyright and other proprietary notices in the same form and manner as on the original. Except as specified above, nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark or copyright of TannerBabcock.com or any third party.

All contents on this site are protected by copyright. Except as specifically permitted herein, no portion of the information on this web site may be reproduced in any form, or by any means, for purposes other than personal and non-commercial, without prior written permission from TannerBabcock.com. Visitors or users are not permitted to modify, distribute, publish, transmit, or create derivative works of any material found on this site for any public or commercial purposes.

3. Links to Third Party Sites.

This web site may contain links to third party sites. Access to any other Internet site linked to this web site is at the user's own risk and TannerBabcock.com is not responsible for the accuracy or reliability of any information, data, opinions, advice or statements made on these sites. TannerBabcock.com provides these links merely as a convenience and the inclusion of such links does not imply an endorsement.

4. Access to Password Protected/Secure Areas.

Access to and use of password protected and/or secure areas of this web site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the web site may be subject to prosecution.